Targa Drive
Solutions
The smart solution for safer driving and more efficient insurance processes
Easily integrate new data generated during driving and enhance the services offered to your customers.
Targa Drive is a reliable and flexible solution that uses smartphone sensors to record real data and detect information during a journey. Targa Telematics’ algorithms and technology identify key events during trips, providing relevant insights for insurance companies.
Targa Drive determines the mode of transportation, identifying the vehicle type and whether the user is a passenger or driver. By interpreting smartphone parameters, it assesses driving behavior for each journey, evaluating factors such as speed compliance, time of day, braking, acceleration, distractions, and road types. This data helps refine driver risk evaluations, enabling more tailored and flexible insurance policies. Additionally, the solution detects potential accidents, sends alerts about possible dangers, and facilitates digital claims management.
What does Targa Drive do?
- Driving behavior analysis and feedback
- Identification of driver/passenger roles and transportation mode
- Accurate and dynamic driver risk profiling
- Detection and reporting of potential accidents
- Integration of data into pricing software for variable premium determination
- Rapid validation of crashes with digitalized FNOL
How does Targa Drive do it?
96
Parameters analyzed to deliver personalized and accurate risk assessments
95%
Accuracy achieved in identifying the type of transportation mode
90%
Precision in distinguishing between driver and passenger roles
1%
Minimal average daily smartphone battery consumption
Targa Drive
Technological innovations supporting the digital transformation of the insurance industry
Reliability and data availability
Targa Drive constantly monitors configurations that authorize the app to access sensor-generated data. Users don’t need to activate or deactivate Targa Drive for each trip—it operates automatically, ensuring seamless data availability.
Safer driving rewarding
Targa Drive evaluates driving behavior during trips, detects distractions, and assigns an intuitive numeric score to critical parameters. Drivers also receive quick feedback and suggestions, encouraging more responsible and safer driving habits.
Risk measurement and evaluation
Analyzing driving data and assessing specific parameters, such as on-road behavior or distractions, allows insurance companies to evaluate customer risk profiles accurately and reliably.
Customizable insurance premiums
Data provided by Targa Drive can be easily integrated into pricing software, enabling dynamic and flexible premiums. Insurance rates reflect real customer needs and characteristics based on actual driving data.
Digital claims management
Innovative services with respect for privacy
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Integration with other data sources
Targa Drive can be further enhanced. Smartphone sensor data can integrate with other devices, improving data reliability and enabling the development of new services.
Targa TAG and vehicle infotainment system
- Improves detection accuracy
- Confirms customer presence in a specific vehicle
- Detects trips even without a smartphone present
Other telematics devices installed in the vehicle
- Accurately records all vehicle acceleration data
- Enables effective accident reconstructions
- Supports anti-theft services and stolen vehicle recovery